The PHD, Inc ("PHD") websites are owned and provided by PHD, Inc from its offices in Fort Wayne, Indiana, USA. The websites of PHD, Inc's subsidiaries and affiliated companies are each owned and provided by such subsidiaries and companies.
For purposes herein, PHD, Inc and its subsidiaries and affiliated companies are collectively referred to as "PHD." The applicable website or sites are referred to herein as the "site." Each site is provided for your personal information and non-commercial use.
Please feel free to browse the Site; however, your access to and use of the site is subject to the following Terms and all applicable laws:
- You shall use the site for lawful purposes only.
- You shall not post or transmit through the site any information or material which violates or infringes, in any way, the rights of others, or which is unlawful, threatening, abusive, defamatory, invasive of privacy or publicity rights, vulgar, obscene, profane, harassing, or otherwise objectionable.
- Nor shall you post or transmit through the site any information or material which encourages conduct that would constitute a criminal offense, give rise to liability or otherwise violate any law or administrative ruling or guidelines, is in violation of these Terms, or which, without PHD's prior written approval, contain advertising or any solicitation with respect to products or services.
Any conduct by you that, in PHD's opinion, restricts or inhibits any other user from using or enjoying the site will not be permitted.
The site contains information and material, including, but not limited to, text, software, photos, video, graphics and audio, (collectively "Materials") which are derived in whole or in part from information and materials supplied by PHD and other sources, and are protected by international copyright, trademark and other laws and the entire content of the site is copyrighted as a collective work under the United States Copyright Laws.
PHD owns the copyright in the overall selection, coordination, arrangement and enhancement of such content, and owns the rights in, or license to use, the individual components of such content. Materials may not be copied, reproduced, republished, modified, uploaded, posted, transmitted or distributed in any way or decompiled, reverse engineered or disassembled, including but not limited to the text, images, audio and/or video, as well as any software (including but not limited to any images or files incorporated in or generated by the software or data accompanying such software), except that you may download one copy of the Materials on any single computer for your personal, non-commercial use only, provided you keep intact all copyright, trademark and other proprietary notices and make no change in or deletion of author attribution.
This limited authorization is not a transfer of title in the Materials and by your use of the site, you acknowledge that you do not acquire any license, ownership or other rights to the Materials.
Modification of the Materials or use of the Materials for any other purpose is a violation of PHD's or such other sources' copyright, trademark and other proprietary rights and may violate other laws.
The use of any such Materials on any other website or networked computer or environment is prohibited without PHD's express written consent. If you breach any of these Terms, your authorization to use the site automatically terminates and you must immediately destroy any downloaded or printed Materials.